Adverse Action Letter - Reasons 

   
Applicant’s Name: ________________________________________   Date: _____________
   
Applicant’s Address: ________________________________________
   
  ________________________________________
   
  ________________________________________
   
Thank you for submitting your rental application to ________________________.   After a thorough review of the information provided, we find that we are unable to accept your rental application.
 
PRINCIPAL REASONS FOR DENIAL OF RENTAL APPLICATION OR OTHER ACTION TAKEN CONCERNING THE APPLICATION OR LEASE
 
______ Temporary or irregular employment
______ Unable to verify employment
______ Unable to verify income
______ Length of residence
______ No credit file
______ Delinquent past or present credit obligations with others
 
______ Delinquent past or present rental obligations
______ Garnishment, attachment, foreclosure, repossession, collection action, or judgment
______ Bankruptcy
______ Criminal record
______ Eviction filing or judgment
______ Other, specify: _________________
____________________________________
 
Our decision was based in whole or in part on information obtained in a report from the consumer reporting agencies as listed below (an "x" has been placed next to the name of the agency (ies) from which we obtained the information). You have a right under the Fair Credit Reporting Act to know the information contained in your credit file at the consumer reporting agency. The reporting agency played no part in our decision and is unable to supply specific reasons why we have taken the action described above. You also have a right to a free copy of your report form the reporting agency, if you request it no later than 60 days after you receive this notice. In addition, if you find that any information contained in the report you receive is inaccurate or incomplete, you have the right to dispute the matter with the reporting agency.
 
For a free copy of your credit report or to dispute matters on your permanent credit file, please contact the following consumer reporting agencies:
 
__Experian (dispute)                             __Experian (declined credit) ___TransUnion ___Equifax                               
1-888-397-3742   1-800-916-8800 1-800-685-1111
P.O. Box 9595 P.O. Box 2002 P.O. Box 1000 P.O. Box 740241
Allen, TX  75013 Allen, TX  75013 Springfield, PA 19022 Atlanta, GA 30374-0241
  
For a free copy AmRent rental history and criminal record information or to dispute either of these two types of information, please contact:
 
  __AmRent  
  1-888-898-6196  
  P.O. Box 605   
  Columbus, Ohio 43216  
 
If you have any questions regarding this notice, you should contact:
   
Landlord/Property Manager’s Name: ____________________________________________
   
Landlord/Property Manager’s Address: ____________________________________________
   
  ____________________________________________
   
  ____________________________________________
   
Landlord/Property Manager’s Phone Number: ____________________________________________